Last Updated: [09/01/2013]

Welcome to Tammy Talya. By accessing, using, or signing up on our platform, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Acceptance of Terms

By creating an account or using any service provided by Tammy Talya, you confirm that you have read, understood, and agree to these Terms of Service.
If you do not agree, you must stop using the platform immediately.

2. Eligibility

To use our services, you must:

• Be at least 18 years old.

• Be legally capable of entering a binding contract.

• Use the platform for lawful purposes only.

3. Services Provided

Tammy Talya offers tools and features for:

• Portfolio tracking

• Investment insights

• Trader performance analytics

• Copy trading or portfolio mirroring (if applicable)

• Financial education and investment-related resources

We are not a licensed financial adviser or broker, unless explicitly stated. All information on the platform is for educational and informational purposes only.

4. No Financial or Investment Advice

The information provided on this platform does not constitute financial, investment, or trading advice.
Past performance does not guarantee future results.

Users are solely responsible for their investment decisions and results.

5. User Accounts

You are responsible for:

• Maintaining the confidentiality of your login details

• All activity conducted under your account

• Providing accurate and up-to-date information

We reserve the right to suspend or terminate accounts found violating our terms or involved in any suspicious activity.

6. User Conduct

You agree not to:

• Use the platform for unlawful or fraudulent activities

• Upload or transmit harmful code, spam, or malicious content

• Attempt to access other users’ data or unauthorized areas of the platform

• Manipulate performance data or provide misleading information

7. Payment & Subscription (If Applicable)

Some services may require a subscription fee or one-time payment.
By purchasing any paid plan:

• You authorize us to charge your payment method

• Fees are generally non-refundable unless otherwise stated

• Prices may change, and you will be notified of any adjustments

8. Risk Disclosure

Trading, investing, and following traders involve substantial risk.
You acknowledge that:

• You may lose part or all of your funds

• Market conditions may affect performance

• We are not responsible for your trading or investment losses

You use the platform entirely at your own risk.

9. Third-Party Services

We may integrate services from third parties such as payment processors, data providers, or external platforms.
We are not responsible for:

• External content

• External service interruptions

• Data inaccuracies caused by third parties

• Losses resulting from third-party malfunctions

10. Intellectual Property

All content, branding, design, software, and materials on Tammy Talya are owned by us.
You may not copy, resell, modify, or distribute any content without our written permission.

11. Privacy Policy

Your use of the platform is also governed by our Privacy Policy, which explains how we collect, store, and use your information.

12. Limitation of Liability

To the fullest extent permitted by law, Tammy Talya shall not be liable for:

• Financial losses

• Loss of data

• Service interruptions

• Indirect, incidental, or consequential damages

All services are provided “as is” and “as available.”

13. Account Termination

We may suspend or terminate your account at any time without prior notice if:

• You violate these terms

• You misuse the platform

• Your activities pose security, legal, or operational risks

You may also deactivate your account at any time.

14. Modifications to These Terms

We may update or modify these Terms periodically.
Updates become effective immediately upon posting on our website. Continued use of the platform means you accept the revised terms.

15. Governing Law

These Terms shall be governed by and interpreted according to the laws of your applicable jurisdiction, without regard to conflict of law principles.

16. Contact Us

If you have any questions about these Terms of Service, please contact us:

Website: martharoche.com
Email: hello@martharoche.com